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Go Back   SkyscraperPage Forum > Regional Sections > Canada > Ontario > SSP: Local Hamilton > Downtown & City of Hamilton

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  #1901  
Old Posted: May 3, 2013, 6:27 PM
durandy durandy is offline
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Quote:
Originally Posted by Pearlstreet View Post
I don't get angry about anything, but wtf is this?

There is are burnt ruins of buildings barely standing around me, Cannon St fire to my left, King St fire to my right... A tree fell on my neighbours rental house and nothing was fixed for over a year now...

Today while tuckpointing a brick wall of my house (replenishing mortar) a building inspector pulls up and asks me to get a building permit and to consult a structural engineer!! No changes were being made besides replacing about a few rotted bricks in various places. What a cash grab, this town sometimes... Surely to god there are bigger fish to fry than my house; the only one being fixed up around here. Grrrrrr
Do all outside work on the weekend or evenings (ie after 4). Building inspectors work city hours. How dumb, like you're going to pay an engineer to tell you that repointing bricks is not going to knock down your house.
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  #1902  
Old Posted: May 5, 2013, 4:10 PM
thistleclub thistleclub is offline
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Aside from Doors Open Hamilton, it's also the Jane's Walk weekend. Either way, much of it has gone by at this point, but this one might be interesting:

Beasley Alley Way Walk: Behind the Scenes
Guided by: Charlie Mattina
Date: Sunday, May 5th
Start Time: 1:00 PM
Est. Duration: 2 hours

The Beasley Neighbourhood Association will be undertaking a green alley way project. We need your help to develop an alley way inventory of the neighbourhood and characterize according to key elements such safety, green sustainablity, walkabilty , cleanliness etc. You will never know what you will find.
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  #1903  
Old Posted: May 5, 2013, 9:40 PM
thistleclub thistleclub is offline
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Savour the delicious poetry of the core's four-term federal representative leading the payday loans lobby.

Payday Loan Outlets Target Hamilton Core
(Bay Observer, Steve Spriensma, April 27 2013 )

According to the Canadian Payday Loan Association, there are approximately 44 payday loan locations in Hamilton. Research by the Bay Observer shows that the vast majority of these are within 10 km of Hamilton Centre, statistically the poorest part of the city.

A recent Ontario ruling, alleging overcharging and high interest fees, mean that all branches owned by Cash Store Financial — 11 Cash Store and Instaloan locations — can no longer provide payday loans to customers, reducing the number of Hamilton payday loan operations to 33 stores. CS Financial is appealing the province’s decision.

Stan Keyes, president of the Canadian Payday Loan Association, says that there is a lot of misinformation about payday loan stores and the people who use them.

“The average amount borrowed, as far as a small sum, short term loan is concerned, is about 300 dollars for a period of 8-14 days to coincide with the customer’s next pay day,” he said. “I think we have to remember that payday loan outlets will of course, in a convenient and quick manner, offer individuals a payday loan, but they do want that payday loan returned.”
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Last edited by thistleclub; May 5, 2013 at 9:51 PM.
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  #1904  
Old Posted: May 5, 2013, 9:56 PM
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Stan Keyes

I wonder if this is the same Stan Keyes who was downtown Hamilton's MP Liberal rep for years?
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  #1905  
Old Posted: May 5, 2013, 10:22 PM
movingtohamilton movingtohamilton is offline
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Originally Posted by thistleclub View Post
...there are approximately 44 payday loan locations in Hamilton. Research by the Bay Observer shows that the vast majority of these are within 10 km of Hamilton Centre, statistically the poorest part of the city....

Stan Keyes, president of the Canadian Payday Loan Association, says that there is a lot of misinformation about payday loan stores and the people who use them.
Oh please, Stan Keyes, not everyone in Hamilton is a moron.

44 payday loan locations in Hamilton is not a surprise, but disgusting nonetheless.

Does the city have the regulatory power to declare a moratorium on further scumbag cash money stores? Yes, it sounds like the intrusion of the state into private enterprise, but who gives a fcuk? I am a staunch supporter of entrepreneurs and want the state to keep out, but these leeches have 44 places to make money. Do we really need more of them?
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  #1906  
Old Posted: May 5, 2013, 10:48 PM
durandy durandy is offline
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It would be tough to ban them. I think it would have to be under health and welfare powers in the municipal act and arguably the loans are helping poor people get the money they need to maintain their lifestyles rather than harming them, since the alternative is losing your car, apartment or whatever it is. That's the same reason Toronto wasn't able to ban shark fin soup - because no people (or sharks) were getting harmed in Toronto by the practice. Probably a better case could be made for zoning them restrictively though I'm not sure it's possible to distinguish them from more respectable financial services outlets.
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  #1907  
Old Posted: May 5, 2013, 10:57 PM
movingtohamilton movingtohamilton is offline
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Thanks, Durandy. I haven't looked deeply into this problem (scourge). I would like to know more about the profile of a typical user of these companies. My perspective is somewhat soured by one anecdote: About a month ago, a Friday, in front of Jackson Square. A few guys were loudly declaring their itinerary. First stop: cash the cheque at Money Mart. Second stop: get beer at LCBO. Third stop: they couldn't decide.

I'm not trying to get all moralistic here, but payday-loan/cheque cashing places aren't helping Hamilton.
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  #1908  
Old Posted: May 5, 2013, 11:40 PM
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I don't even understand why so many people use these places for cheque cashing. They take a ridiculous fee just for cashing a cheque. Get a bank account and do it there. It's free and isn't terribly difficult to apply for.

I only ever use a cheque cashing place if my bank branch is closed and I absolutely can't wait until the next day. Even still, I could just deposit the thing into an ABM.

Then there's all those people who don't get their pay cheques/gst cheques/welfare cheques directly deposited into a bank, further promoting the use of these cheque cashing places. Not only do you get your money earlier since it doesn't have to be mailed to you, you don't pay any stupid fees either.
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  #1909  
Old Posted: May 5, 2013, 11:41 PM
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44 payday loan locations. Yep Hamilton has turned that corner. I can't wait for the next Apple store to open up in Gore Park.
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  #1910  
Old Posted: May 5, 2013, 11:42 PM
thistleclub thistleclub is offline
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  #1911  
Old Posted: May 6, 2013, 12:07 AM
movingtohamilton movingtohamilton is offline
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If the city can declare a moratorium zone on surface parking lots, then maybe there is a regulatory mechanism for not permitting any more payday loan sharks. A regulation that would survive a court challenge.

Matt602, I'll bet that people who are the hard-core users of these places are not well organized in their daily lives. They don't have a bank account and are not really getting the fact the fees they pay are insanely high. We need more real street-level help for people and less social services group-hugs.
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  #1912  
Old Posted: May 6, 2013, 12:56 PM
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Jane’s Walk explores city’s alleyways
(Hamilton Spectator, Molly Hayes, May 5 2013)

Anna Graca wouldn’t dream of parking in the alley behind her house.

She’s found needles there, beer bottles, even condoms. Behind the tidy homes and well-kept properties on her North-End street, prostitution and drug use are part of the landscape.

“We call it ‘Listerine Alley,’” she said, referring to the apparent drink of choice for many of the people who hang out there at night.

On Sunday, Graca joined a group of residents who toured the alleys of the Beasley area. The walk, led by Beasley Neighbourhood Association member Charlie Mattina, gave residents a chance to take a look at those alleys and discuss the problems they create and the potential they have as urban infrastructure.

Beasley stretches between the Canadian National Railway tracks just north of Barton and Main streets to the south. It is bounded by James Street to the west, Wellington to the east.

Hamilton has 98,257 alleyways, according to a review by the city in 2009.

Mattina sees a world of possibilities for these neglected, often overgrown strips. The way he sees it, alleys are like mechanical rooms.

“Mechanical rooms are the heart of the company, but they’re also the most filthy part. They’re greasy and dirty. You can hide things in a mechanical room,” he said. “They are an important resource we have that no one seems to care about.”

A quick fix is not the solution Mattina’s looking for.

“Cleanups are great but a couple of days later …” he said. “We’re looking at ways to integrate (the alleys) back into the fabric of the neighbourhood, socially or even economically.”

Across North America — especially in cities such as Chicago, Los Angeles and Baltimore — alleyways are being transformed into sustainable parts of the neighbourhood.

Community gardens. Bike path corridors. Footpaths.

Last July, police arrested 40 people and seized more than $8,000 in illegal drugs in a two-week sweep of crack houses and alleyways across central Hamilton.

Residents along the walk Sunday spoke casually about finding broken beer bottles, syringes, condom wrappers and even mattresses behind their houses.

Sunday’s walk was a part of the Jane’s Walk movement, an annual event in cities across the country that encourages residents to get out and walk around to get to know their neighbourhoods better.

Walk leader Mattina grew up in the North End, and is a longtime member of the Beasley Neighbourhood Association.

He’s watched the neighbourhood evolve in recent years and, as it continues to grow, he wants to make sure the old, neglected back alleys are included in the new Hamilton landscape.

Local Councillor Jason Farr said the city is working on a study of Hamilton’s alleys, which was approved by council last year.

Graca, who has lived on Mary Street for 13 years, praised her neighbourhood group for trying to tackle the crime in the alley behind her home over the past couple of years. She was excited to visit other alleys and then brainstorm ideas to fix them up.

“I want to see it asphalted, I want to see lights, maybe some vegetation,” she said.

Mostly, she just wants to feel safe.
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  #1913  
Old Posted: May 6, 2013, 2:13 PM
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Pearlstreet Pearlstreet is offline
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Quote:
Originally Posted by movingtohamilton View Post
If the city can declare a moratorium zone on surface parking lots, then maybe there is a regulatory mechanism for not permitting any more payday loan sharks. A regulation that would survive a court challenge.

Matt602, I'll bet that people who are the hard-core users of these places are not well organized in their daily lives. They don't have a bank account and are not really getting the fact the fees they pay are insanely high. We need more real street-level help for people and less social services group-hugs.
Took the words out of my mouth, well said. It's what I think many Hamiltonians are thinking, or should be.

After experiencing the social assistance leaching going on here in this city, I feel that some regulation in the methods you mentioned should apply too. It won't directly impact them so its ok. It would be more a forced learning of a better way to live.

I have had tenants who commonly just reap the assistance system and end up living better than ME as they share rent. If money is needed, a real life example is 'sell the electric scooter' and say it was stolen. Another is my place needed brickwork, so my tenant agreed to do it and be paid under the table as long as I did not report this to his social worker. Shinanigans gallore, I have learned survivalist minded people know how to negotiate the system like a professional business person.
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Last edited by Pearlstreet; May 6, 2013 at 2:43 PM.
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  #1914  
Old Posted: May 16, 2013, 12:37 PM
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From facebook: "According to Jason Farr on the Larry Di Ianni show, the Supermarket at Jackson Square will be opening June 01/13"
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  #1915  
Old Posted: May 16, 2013, 3:40 PM
bigguy1231 bigguy1231 is offline
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Originally Posted by mattgrande View Post
From facebook: "According to Jason Farr on the Larry Di Ianni show, the Supermarket at Jackson Square will be opening June 01/13"
I listen to 680 on the radio and they have been advertising their stores and saying that the Hamilton location will be opening this summer. No specific date though.
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  #1916  
Old Posted: May 16, 2013, 6:14 PM
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I saw a wee bit of that show on Cable 14 and Farr definitely said June 1st is when Nations Fresh will open to the public.
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  #1917  
Old Posted: May 16, 2013, 8:00 PM
drpgq drpgq is offline
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I walked by the part closes to the food court and it certainly seems like they have made a lot of progress. At that front part they already had a bunch of tables and chairs for a cafe part. I should have snapped a photo.
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  #1918  
Old Posted: May 17, 2013, 2:00 AM
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I also walked by today and the store actually looks a LOT more complete than it seemed to me a few weeks ago. A June 1st opening date does seem a fair bit more feasible to me now. Really fancy store too...
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  #1919  
Old Posted: May 17, 2013, 2:13 AM
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Love it, the area is getting higher end. Hope to see more ripple effects!
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